By: undisputed Legal/Court Service Department
If a debt collector contact you about debt you do not believe you owe, follow these
steps:
- Check your credit report. You are entitled to one free credit report each year from
three major credit reporting agencies. To get your credit report , visit www.annualcredit
report.com or call (877) 322-8228. For identity theft prevention tips, visit nyc.gov/dca or
Call 311.
2. File a police report at your local precinct
3. Dispute the debt in writing within 30 days and send a copy of your police report
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