Credit Repair Tips!

By: Undisputed Legal/Court Service Department

Disputing the Debt With A Collection Agency

Write the debt collection agency within 30 days of receiving validation— phone calls are not enough—to confirm that its information on the debt is wrong. For example, alert the collector that the amount owed is wrong because it doesn’t include payments you’ve made. Include with your letter copies of any proof that the collector’s information is wrong. 

You can also stop the collector from contacting you during the time you dispute the debt by writing a cease collection letter. Simply write: 

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