How To Enforce A Money Judgement

When a judgment is entered in the Civil Court it is enforceable for a period of twenty years for money only, it is not a lien against real property. Nor is a judgment entered in one county a lien on real property in any other county. If a judgment-creditor wishes to enforce a judgment against real property, he or she must follow the procedure below for “transcripting” the judgment.

A transcript is a paper containing the essential information of the judgment, certified by the clerk in the county where the judgment is entered.

The judgment-creditor must apply to the clerk of the court in which the judgment was entered for a transcript and then file the transcript with the county clerk of the county in which the court is located (the home county). To find out the fee for filing a transcript of judgment, click on court fees. The judgment then becomes a realty lien in that county.

In order to make the judgment a lien in other counties, a judgment-creditor must ask the county clerk in the home county to issue a transcript of judgment and then file the transcript with the county clerk of any other county within the state where the judgment-debtor owns property. A judgment-creditor may have as many transcripts issued by the home county clerk as he or she requests for filing in multiple counties. There is a separate fee for each transcript issued. To find out the fee for issuing a transcript of judgment, click on court fees.

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