What is Government-Financed Housing

By: Undisputed Legal/Eviction Service Department

The Mitchell-Lama housing program provides rental and cooperative housing for middle-income tenants. For both state and city-sponsored Mitchell-Lama developments, tenants must meet eligibility requirements, including income, family size, and apartment size. Additionally, each story sets its own restrictions. 

Public Housing is a federally funded program in which state-chartered authorities develop and manage public housing developments, subject to federal, state, and local laws and regulations. Tenants in public housing are entitled to an administrative grievance process administered by the local housing authority before they may be evicted. 

The Section 8 Housing Assistance Payments program is a rent and mortgage subsidy program that assists eligible low-income or displaced families, senior citizens, and disabled persons in obtaining housing. Families receive a rental subsidy, known as a housing assistance payment, or a mortgage subsidy towards charges to purchase a home, equal to the difference between their share of the rent (based on their income) and the approved rent or mortgage for the unit. Eligible families and individuals are subject to statutory income limits. 

Special Types of Housing 

• Manufactured and mobile home parks’ owners and tenants are governed by Real Property Law § 233 (“Mobile Homeowner’s Bill of Rights”). The DHCR enforces compliance with this law.
• New York City loft owners and tenants are governed by Multiple Dwelling Law, Article 7-C, enforced by the New York City Loft Board. 

• New York City residential hotel owners and tenants are governed by the rent stabilization law, enforced by the DHCR. 

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