By: Akanksha A. Panicker

The Health Insurance Portability and Accountability Act of 1996 was a law enacted at the federal level creating national standards for disclosing sensitive patient information. This prevented information from being disclosed without the patient’s consent. The act itself covers health insurance coverage for workers and their families [Title I of HIPAA,] national identifiers and electronic health care transaction provisions [Title II,] guidelines for pre-tax medical spending accounts[Title III], health insurance reform, including individuals with pre-existing conditions and those seeking continued coverage [Title IV]. Title V governs company-owned life insurance policies.

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