Serving U.S. Bank at its Minneapolis headquarters voids your service. U.S. Bank National Association’s main office is at 425 Walnut Street, Cincinnati, OH 45202 — 580 miles from U.S. Bancorp’s executive suite at 800 Nicollet Mall, Minneapolis, MN 55402. That distance is not geography. It is the controlling federal venue distinction under 12 U.S.C. § 94: suits against the national bank belong in the Southern District of Ohio, not the District of Minnesota. Attorneys who serve U.S. Bank at the Minneapolis address are serving the Delaware holding company — a legally distinct entity that does not bind the national bank. U.S. Bank National Association is a federally chartered national banking association supervised by the OCC under Charter No. 24, dating to 1863. U.S. Bancorp, the Delaware parent trading on the NYSE as USB, operates out of Minneapolis with its registered agent — The Corporation Trust Company — at 1209 Orange Street, Wilmington, DE 19801. These are separate legal entities requiring separate service events. Undisputed Legal has served U.S. Bank National Association, U.S. Bancorp, and their subsidiaries in every federal district since 2010.
Entity identification is not optional. U.S. Bank’s structure — federally chartered national bank (Cincinnati), Delaware holding company (Minneapolis), trust bank subsidiary, broker-dealer, payment processor, and post-2022 MUFG Union Bank legacy entities across California, Washington, and Oregon — creates four independent service failure points that U.S. Bank’s institutional legal team exploits under FRCP 12(b)(5) and Rule 4(m). GPS-verified affidavit of service, notarized and court-ready, delivered within 24 hours of service completion.
Call (800) 774-6922 now or place your order online to begin entity-verified service on U.S. Bancorp today.
U.S. Bank National Association — the banking subsidiary, not the holding company — is a federally chartered national banking association organized under the National Bank Act, 12 U.S.C. § 21 et seq., and supervised by the Office of the Comptroller of the Currency under Charter No. 24. Its Federal Reserve RSSD ID is 504713. It holds approximately $657 billion in total assets, operates 2,115 domestic branches, and ranks as the fifth-largest commercial bank in the United States by assets. It is not organized under Delaware’s General Corporation Law, Minnesota’s business corporation statutes, or any state business corporation act. Its charter is federal, its regulator is federal, and its service rules are governed by federal banking law and the OCC’s national bank service regulations under 12 CFR § 7.4002. An attorney who applies standard state corporate service statutes to U.S. Bank National Association is using the wrong legal framework — and U.S. Bank’s defense team will raise it immediately.
U.S. Bancorp’s principal executive office is at 800 Nicollet Mall, Minneapolis, MN 55402. U.S. Bank National Association’s main office — the address that controls federal venue under 12 U.S.C. § 94 — is 425 Walnut Street, Cincinnati, OH 45202, per FFIEC records (RSSD 504713). These are different entities in different states. The Supreme Court confirmed in Wachovia Bank, N.A. v. Schmidt, 546 U.S. 303 (2006), that a national bank is “located” only in its main office state. For U.S. Bank National Association, that is Cincinnati, Ohio — placing the Southern District of Ohio as the operative federal venue for direct national bank claims. An attorney who files suit against U.S. Bank N.A. in the District of Minnesota and serves process at 800 Nicollet Mall has served the holding company in the wrong federal district. U.S. Bank National Association is the only Top 10 U.S. bank where the national bank’s OCC-designated main office and the holding company’s executive headquarters are in different states — 580 miles apart.
U.S. Bancorp (NYSE: USB, IRS EIN: 41-0255900) is a Delaware corporation incorporated in 1929 and organized as a financial holding company and bank holding company under the Bank Holding Company Act. Its principal executive office is at 800 Nicollet Mall, Minneapolis, MN 55402. Its registered agent in Delaware is The Corporation Trust Company at 1209 Orange Street, Wilmington, DE 19801, confirmed via the Delaware Division of Corporations before each assignment. U.S. Bancorp is designated as a globally systemically important bank holding company by the Financial Stability Board. Service on The Corporation Trust Company for U.S. Bancorp binds the Delaware holding company — it does not bind U.S. Bank National Association, U.S. Bank Trust National Association, U.S. Bancorp Investments, Inc., or any other operating subsidiary. Each entity in the U.S. Bancorp corporate family requires its own service event, verified from live records on the date of assignment.
U.S. Bank National Association operates under OCC Charter No. 24, tracing to the Bank of Cincinnati, which received one of the first national bank charters on July 13, 1863. The charter passed through Star Banc Corporation and Firstar Corporation, and following the 2001 Firstar/U.S. Bancorp merger the combined institution retained the Cincinnati main office and Charter No. 24 designation — which is why the national bank’s main office remained in Cincinnati rather than moving to Minneapolis. Legacy complaints that still name “Firstar National Bank,” “Star Bank National Association,” or “Firstar Bank, N.A.” as live defendants are naming the same federally chartered institution now operating as U.S. Bank National Association under Charter No. 24. Service on any surviving Firstar or Star Bank entity does not bind U.S. Bank National Association — verify the 2001 merger assumption and name the correct current entity before service.
U.S. Bancorp completed its acquisition of MUFG Union Bank from Mitsubishi UFJ Financial Group in December 2022 for approximately $8 billion, adding approximately one million consumer customers and 190,000 small business customers primarily across California, Washington, and Oregon. The acquisition converted Union Bank’s retail banking operations into U.S. Bank National Association through a legal merger of Union Bank into U.S. Bank N.A. Complaints that name “Union Bank,” “Union Bank of California,” or “MUFG Union Bank, N.A.” as live defendants in current mortgage, commercial, or consumer banking matters require successor verification before service. In most cases the correct defendant is U.S. Bank National Association, and service must be made on U.S. Bank N.A. — not on any MUFG or Union Bank entity. Undisputed Legal performs successor verification on every MUFG Union Bank legacy assignment before dispatch.
U.S. Bancorp’s annual report Exhibit 21 lists dozens of active subsidiaries, each a separate legal entity requiring its own service event. The most frequently served include: U.S. Bank Trust National Association, a separate OCC-chartered trust bank; U.S. Bancorp Investments, Inc., a Delaware broker-dealer and FINRA member firm; Elavon, Inc., a Georgia payment processing corporation; Elan Financial Services, a credit card services division; U.S. Bank Global Fund Services; and U.S. Bank Europe DAC, an Ireland-domiciled entity requiring Hague Convention service. Service on U.S. Bank National Association does not bind any of these entities. Service on U.S. Bancorp does not bind the bank subsidiary. Each service event must be routed to the correct entity’s registered agent — confirmed from live SoS, OCC, or FFIEC records, not from prior-case filings.
Every U.S. Bancorp assignment runs through a verification-first protocol built around the Cincinnati-vs-Minneapolis distinction and the Charter No. 24 designation. Undisputed Legal has executed complex corporate process service on major financial institutions in all 50 states and 120+ countries.
On time-sensitive matters, call (212) 203-8001 before dispatch for expedited entity verification and rush scheduling. For Hague Convention service on U.S. Bank Europe DAC or other international U.S. Bancorp affiliates, Undisputed Legal coordinates through our network across 120+ countries, including Central Authority and direct service channels where permitted.
The table below reflects the primary service points for U.S. Bank National Association and key U.S. Bancorp entities. Verify every entry against current FFIEC records or the applicable Secretary of State filing before service.
| Entity | Type | Jurisdiction | Registered Agent | Service Address |
|---|---|---|---|---|
| U.S. Bank National Association (main office) | Federal national bank (Charter No. 24) | Ohio | OCC-designated main office | 425 Walnut Street, Cincinnati, OH 45202 — verify via FFIEC NIC (RSSD 504713) |
| U.S. Bancorp (parent) | Delaware corporation | Delaware | The Corporation Trust Company | 1209 Orange Street, Wilmington, DE 19801 — confirm DE Division of Corps |
| U.S. Bank Trust National Association | OCC-chartered trust bank | OCC / state of operation | Verify current OCC or SoS records | (Confirm current registered agent before service) |
| U.S. Bancorp Investments, Inc. | Delaware broker-dealer | Delaware | Verify current DE Division of Corps | (Confirm current DE registered agent before service) |
| Elavon, Inc. | Georgia corporation | Georgia | Verify current GA SoS | (Confirm current GA registered agent before service) |
| U.S. Bank Europe DAC | Ireland DAC | Hague Convention | Irish Central Authority | Hague Article 5 (Central Authority); Article 10(a) where available |
Do not rely on this table alone. U.S. Bank National Association’s main office designation is subject to OCC notification and must be confirmed from FFIEC records before each assignment. U.S. Bancorp subsidiaries change their registered agents through Secretary of State filings without advance public notice — verify from live records on every assignment, not from recycled prior-matter data.
Under FRCP 4(h)(1)(A), a corporation may be served in the manner prescribed by state law for the district where the court sits. Under FRCP 4(h)(1)(B), service is validly effected by delivering process to an officer, managing agent, general agent, or registered agent authorized by law to receive service. For U.S. Bank National Association, FRCP 4(h)(1)(A) requires identifying whether the service state has bank-specific service provisions — national banks are not state corporations, and standard state corporate service frameworks do not automatically apply to a federally chartered institution supervised by the OCC. Service must be completed within 90 days of filing the complaint under FRCP 4(m).
Under 12 U.S.C. § 94, suits against national banks may be brought “in the Federal or State court held within the district in which such association is established or located.” Wachovia Bank, N.A. v. Schmidt, 546 U.S. 303 (2006), confirms that a national bank is “located” only in its main office state. U.S. Bank National Association’s main office is Cincinnati, Ohio — placing the Southern District of Ohio as the operative federal venue for direct national bank claims. Claims against U.S. Bancorp (the Delaware holding company) are not subject to 12 U.S.C. § 94. 12 CFR § 7.4002 provides the OCC’s regulatory framework for national bank service of process, including U.S. Bank N.A.’s authority to designate agents to receive service in states where it operates branches.
U.S. Bancorp is incorporated in Delaware. Under 8 Del. C. § 321, every Delaware domestic corporation must maintain a registered agent in Delaware. U.S. Bancorp’s registered agent is The Corporation Trust Company at 1209 Orange Street, Wilmington, DE 19801 — confirmed via the Delaware Division of Corporations before each assignment. U.S. Bancorp Investments, Inc. is also a Delaware corporation — it maintains its own Delaware registered agent confirmed independently from U.S. Bancorp’s registration. Service on U.S. Bancorp’s registered agent does not bind U.S. Bank National Association or any other operating subsidiary in the corporate structure.
For New York proceedings involving U.S. Bancorp broker-dealer subsidiaries or the parent corporation, CPLR § 311(a)(1) governs service on corporations — delivery to an officer, director, managing agent, cashier, or registered agent. For U.S. Bancorp as a foreign Delaware corporation conducting business in New York, BCL § 307 authorizes service through the New York Secretary of State as statutory agent. For U.S. Bancorp Investments, Inc. in New York proceedings, verify the current registered agent from live NY Secretary of State records before service.
California provides a bank-specific service path under CCP § 416.10(c): a corporation may be served by delivering process to its cashier or assistant cashier — applicable to banking institutions including legacy MUFG Union Bank matters now absorbed into U.S. Bank N.A. For U.S. Bancorp in Minnesota proceedings, Minnesota Rules of Civil Procedure 4.03(c) governs service on foreign corporations — delivery to an officer or registered agent in the state. For U.S. Bank Europe DAC — an Ireland-domiciled entity — domestic U.S. service does not reach it. Hague Convention service under FRCP 4(f)(1) applies, with Article 5 (Central Authority channel) as the standard path. Initiate international service immediately — timelines run months, not days.
After valid service, U.S. Bank National Association and U.S. Bancorp must respond within 21 days in federal court (FRCP 12(a)(1)(A)(i)), or 60 days if service is waived (FRCP 4(d)). State windows: 30 days in California (CCP § 412.20), 20 days in New York (CPLR § 3012), 28 days in Ohio (Ohio R. Civ. P. 12(A)(1)), 21 days in Minnesota (Minn. R. Civ. P. 12.01), 20 days in Delaware (Del. Super. Ct. Civ. R. 12). Response windows run from the date of valid service on the correct entity — defective service on the wrong entity or the wrong address does not start the clock.
Consult with a licensed attorney to determine the appropriate service method and applicable statute for your specific jurisdiction, claim type, and the correct U.S. Bancorp entity before initiating service.
Entity identification is the first step — not address lookup. U.S. Bank National Association (the federally chartered national bank in Cincinnati), U.S. Bancorp (the Delaware holding company in Minneapolis), U.S. Bank Trust National Association, U.S. Bancorp Investments, Inc., and Elavon, Inc. are all separate legal persons. The service path is determined by which entity the complaint names — not by which building that entity’s offices share with other U.S. Bancorp entities.
Serving U.S. Bank National Association: The bank’s primary domestic service address is its main office at 425 Walnut Street, Cincinnati, OH 45202, per FFIEC records (RSSD 504713, Charter No. 24). Personal delivery to the designated registered agent in the service state satisfies FRCP 4(h)(1)(B). In California state court actions — including legacy MUFG Union Bank matters now consolidated into U.S. Bank N.A. — CCP § 416.10(c) permits service on a cashier or assistant cashier of the bank. Do not direct service to any retail branch — branches have no authority to accept legal process.
Serving U.S. Bancorp: The Delaware holding company’s registered agent is The Corporation Trust Company at 1209 Orange Street, Wilmington, DE 19801 — confirmed via the Delaware Division of Corporations. In New York proceedings, service may also be effected through the New York Secretary of State under BCL § 307. Service on U.S. Bancorp’s registered agent does not bind U.S. Bank National Association or any operating subsidiary.
Subsidiary routing: For U.S. Bank Trust National Association, verify the current registered agent from OCC or state trust regulator records. For U.S. Bancorp Investments, Inc., confirm the current Delaware registered agent via live DE Division of Corporations. For Elavon, Inc., verify the current Georgia registered agent via GA Secretary of State. For MUFG Union Bank legacy matters, confirm which entity currently holds or services the specific obligation before service — in most cases the successor is U.S. Bank National Association. For U.S. Bank Europe DAC, initiate Hague Convention service and plan for a 2–4 month Central Authority timeline. Undisputed Legal handles entity identification, Charter No. 24 / Cincinnati main office verification, and registered agent confirmation before every dispatch.
For a corporate structure that spans a Cincinnati-headquartered national bank, a Minneapolis-headquartered Delaware holding company, a trust bank subsidiary, a broker-dealer, a payment processor, and an Irish DAC — the cost of a defective affidavit is not the re-service fee. It is a 12(b)(5) motion from the fifth-largest bank in the United States and a scheduling order displaced. The comparison:
| Option | Cost | Risk |
|---|---|---|
| Local counsel per state | $500–$2,000+ per state | Minneapolis/Cincinnati confusion; holding company served instead of bank; retail branch service; Charter No. 24 main office missed; no GPS documentation |
| DIY service | Filing fees only | Wrong entity, wrong registered agent, retail branch service, Union Bank/U.S. Bank confusion, Firstar legacy error, no GPS affidavit |
| Undisputed Legal | Flat rate below — GPS-verified, nationwide | Minimized — FFIEC verified, Cincinnati main office confirmed, Charter No. 24 routing, successor verification for Union Bank matters, GPS affidavit on every attempt |
| Service Level | Price | Timeframe |
|---|---|---|
| Routine Service | $100–$150 | First attempt within 3–7 business days |
| Rush Service | $200–$250 | First attempt within 24–48 business hours |
| Same-Day Service | $250–$300 | First attempt same business day |
| Stake-Out Service | $325–$425 | 1 hour on-site included; additional hours $100–$150/hr |
| Skip Trace | $75 | Address verification for unlocatable agents or officers |
All service levels include GPS-verified records and a notarized affidavit. For multi-entity U.S. Bancorp service involving the bank, holding company, and subsidiaries on a single matter, contact us for coordinated scheduling. For a full overview of our corporate service capabilities, see Corporate Process Service: A Complete Guide.
U.S. Bancorp is the Delaware holding company — publicly traded on NYSE as USB, headquartered at 800 Nicollet Mall, Minneapolis, MN 55402, and organized as a financial holding company under the Bank Holding Company Act. U.S. Bank National Association is the federally chartered national bank that U.S. Bancorp owns — supervised by the OCC under Charter No. 24, with its main office at 425 Walnut Street, Cincinnati, OH 45202 (RSSD 504713). They share brand identity but are legally distinct. Service on U.S. Bancorp’s Delaware registered agent does not bind U.S. Bank National Association. Mortgage, commercial lending, and retail banking claims belong to the national bank. Investment and brokerage claims belong to U.S. Bancorp Investments, Inc. — a separate Delaware broker-dealer requiring its own independent service event.
Both — and they are different entities. U.S. Bancorp’s principal executive office is in Minneapolis at 800 Nicollet Mall. U.S. Bank National Association’s main office — the address that controls federal venue under 12 U.S.C. § 94 — is 425 Walnut Street, Cincinnati, OH 45202, per FFIEC records. The Cincinnati main office is a legacy of the 2001 Firstar/U.S. Bancorp merger, which retained the Cincinnati designation under OCC Charter No. 24. The practical consequence: suits against the national bank under 12 U.S.C. § 94 belong in the Southern District of Ohio — not the District of Minnesota. U.S. Bank National Association is the only Top 10 U.S. bank where the national bank’s OCC-designated main office and the holding company’s executive headquarters are in different states — 580 miles apart.
No. Any U.S. Bank retail branch — whether in Minneapolis, Columbus, Portland, Phoenix, or Los Angeles — is not a registered agent office and has no authority to accept legal process on behalf of U.S. Bank National Association. Tellers, branch managers, and other branch employees cannot accept legal papers with legal effect on the bank entity. Delivery to a branch employee does not constitute valid service under FRCP 4(h), CPLR § 311(a)(1), or any comparable state service statute. Service must be made on the bank’s main office at 425 Walnut Street, Cincinnati, OH 45202, or on the bank’s designated registered agent in the applicable service state — not at any of the 2,115 U.S. Bank retail banking locations across the country.
U.S. Bank National Association is a national bank and is not required to maintain a registered agent in every state under state corporation law. It designates authorized service agents in states where it operates, which must be confirmed from live state banking regulator records or Secretary of State filings on the date of assignment. The primary federal service address is the main office at 425 Walnut Street, Cincinnati, OH 45202 (Charter No. 24, RSSD 504713). For the holding company, U.S. Bancorp’s Delaware registered agent is The Corporation Trust Company at 1209 Orange Street, Wilmington, DE 19801. Do not reuse a registered agent without re-verification — agents change without public advance notice. Undisputed Legal verifies from live records on every assignment.
Charter No. 24 establishes that U.S. Bank National Association is a federally chartered national bank — not a state bank or state corporation subject to standard state business corporation service statutes. That charter designation, combined with OCC supervision under 12 CFR § 7.4002, establishes both the applicable service rules and the legal identity continuity from the 1863 Bank of Cincinnati through Firstar to U.S. Bank N.A. today. A complaint naming any predecessor institution that held Charter No. 24 — including Firstar Bank, N.A. or Star Bank National Association — is naming the same federally chartered institution now operating as U.S. Bank National Association. Confirm whether the specific obligation was assumed in the 2001 Firstar merger before serving U.S. Bank N.A. as the successor; Undisputed Legal performs this verification on every legacy matter before dispatch.
U.S. Bancorp completed its acquisition of MUFG Union Bank from Mitsubishi UFJ in December 2022 for approximately $8 billion. Union Bank’s retail banking operations merged into U.S. Bank National Association. For current mortgage, consumer, and commercial banking matters that were formerly Union Bank obligations, the correct defendant is U.S. Bank National Association — serve at 425 Walnut Street, Cincinnati, OH 45202, or on the bank’s designated registered agent in your service state. MUFG Union Bank, N.A. no longer exists as an independent banking entity following the merger. For regulatory or enforcement matters that specifically named MUFG Union Bank under a prior consent order, verify the designated agent with the applicable federal regulator before service. Undisputed Legal performs successor verification on every Union Bank legacy matter before dispatch.
Each U.S. Bancorp subsidiary requires an independent service event against its own registered agent — service on U.S. Bank National Association or U.S. Bancorp does not bind any subsidiary. U.S. Bancorp Investments, Inc. is a Delaware corporation — confirm its current registered agent via DE Division of Corporations. Elavon, Inc. is a Georgia corporation — confirm its current registered agent via GA Secretary of State. U.S. Bank Trust National Association is an OCC-chartered trust bank — confirm its current service address from OCC or state trust regulator records. For U.S. Bank Europe DAC, Hague Convention service applies — initiate through the Irish Central Authority and plan for a 2–4 month timeline. Confirm each subsidiary’s state of organization from the U.S. Bancorp annual report Exhibit 21 before initiating any subsidiary service event.
Under 12 U.S.C. § 94, suits against a national bank may be brought in the federal or state court within the district where the bank is “established or located.” The Supreme Court held in Wachovia Bank, N.A. v. Schmidt, 546 U.S. 303 (2006), that a national bank is “located” only in its main office state. U.S. Bank National Association’s main office is in Cincinnati, Ohio — placing the Southern District of Ohio as the operative federal venue for direct national bank claims. This is different from Citibank, N.A. and Wells Fargo Bank, N.A. (both District of South Dakota) and Bank of America, N.A. (Western District of North Carolina). Claims against U.S. Bancorp are not subject to 12 U.S.C. § 94. The venue rule most frequently surfaces in mortgage litigation, commercial loan disputes, and consumer banking matters.
U.S. Bank National Association is a federally chartered national bank with its main office in Cincinnati, Ohio — not Minneapolis, and not interchangeable with its Delaware holding company parent, U.S. Bancorp. Charter No. 24 has operated continuously since 1863. The bank’s Cincinnati main office controls federal venue under 12 U.S.C. § 94 — Southern District of Ohio, not District of Minnesota. Legacy Firstar and Star Bank pleadings name the same Charter No. 24 entity. MUFG Union Bank obligations route to U.S. Bank National Association post-December 2022. Entity identified from FFIEC records. Delaware registered agent confirmed as The Corporation Trust Company. Cincinnati main office verified. GPS-verified process delivered to the correct entity. Notarized affidavit in your inbox within 24 hours.
We do not dispatch on U.S. Bancorp without confirming the named entity, verifying the current registered agent from live records, and — for Union Bank and Firstar legacy matters — completing successor verification before acceptance. For multi-entity service across the national bank, holding company, and subsidiaries, Undisputed Legal coordinates under a single case manager. See also Complex Corporate Process Service — Advanced Legal Strategies.
Undisputed Legal Inc. is headquartered at One World Trade Center, 85th Floor, New York, NY 10007. Place your order online or call (800) 774-6922 for time-sensitive matters. Service on U.S. Bank National Association and U.S. Bancorp begins as soon as your order is submitted.
Every day you wait is a day closer to a missed deadline. Statutes of limitations run. Discovery windows close. U.S. Bancorp’s legal team is already prepared — are you?
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Undisputed Legal Inc. maintains active membership and affiliations with the following professional organizations: National Association of Professional Process Servers (NAPPS), United States Process Servers Association (USPSA), National Association of Legal Support Professionals (NAOSP), Better Business Bureau (BBB) A+ Rating, New York State Unified Court System, DCWP Licensed Process Server (NYC), International Association of Professional Process Servers, National Notary Association, American Bar Association (ABA) – Allied Member, New York County Lawyers Association, Brooklyn Bar Association, Queens County Bar Association, Bronx County Bar Association, Staten Island Bar Association, Westchester County Bar Association, and Nassau County Bar Association.
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“Quality is never an accident; it is always the result of high intention, sincere effort, intelligent direction, and skillful execution; it represents the wise choice of many alternatives”– Foster, William A
How long does service take?
Routine service is typically completed within 3–7 business days. Rush service is generally attempted within 24–48 hours.
How many attempts are included?
Standard service includes up to three attempts at different times of day when required.
Will I receive proof of service?
Yes. Once service is completed, the signed affidavit will be uploaded to your secure portal.
What documents are required?
You must upload court-stamped documents or finalized copies ready for service.
Can I track the status of my case?
Yes. Log into your account at any time to view your case timeline and attempts.